Software Engineer II

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary Software Engineer II

Job Description Summary

Overview: Mastercard Open Banking is at the forefront of transforming the financial services landscape by empowering consumers and businesses to securely share their financial data with trusted third parties. Through innovative, consent-driven solutions, we enable seamless access to account information and payment initiation services, fostering a more inclusive and connected digital economy. Our global open banking platform, supported by acquisitions like Finicity and Aiia, delivers secure, scalable, and compliant API-driven solutions that drive financial innovation, enhance customer experiences, and expand payment choice. Join us in shaping the future of open banking, where data empowers smarter financial decisions and creates new growth opportunities.

The Role

As a Software Development Engineer on the API Integrations Team, you will be a hands-on developer specializing in Java development, focusing on the Platform that helps in integrating external Data Providers’ (Banks and Payroll) APIs across multiple geographies around the globe. This challenging role involves processing millions of financial accounts and payroll datasets daily, feeding your problem-solving appetite with complex, high-impact technical challenges. You will design, develop, and support scalable, high-performance APIs that ensure seamless, secure, and compliant integrations with global data providers, powering Mastercard’s open banking platform.

What You Will Do

• Create new APIs and maintain existing ones across diverse geographies, ensuring reliable and secure data connectivity.
• Apply strong problem-solving skills to address complex integration challenges, ensuring seamless connectivity with global data providers.
• Leverage a deep understanding of data structures and algorithms to optimize API performance.
• Utilize extensive hands-on experience in Java to develop modular, ex