Commercial Banker

About Jobgether

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Commercial Banker in California (USA). This role focuses on developing and managing a portfolio of commercial clients, providing expert guidance on banking products, and driving business growth in alignment with organizational goals.

Job Summary

The Commercial Banker will act as the principal relationship manager, creating tailored financial solutions, analyzing credit opportunities, and ensuring exceptional service for mission-driven clients. This position requires a strong blend of relationship management, credit analysis, and business development skills in a collaborative and fast-paced environment.

Key Responsibilities

• Serve as the primary relationship manager for both new and existing commercial clients.
• Develop and execute sales strategies for middle-market banking products and cash management services to achieve growth targets.
• Identify, analyze, structure, and internally advocate for commercial credit opportunities.
• Collaborate with internal banking teams to prospect, onboard, and support new clients effectively.
• Monitor and ensure compliance of loans within the assigned portfolio.
• Maintain detailed prospect files, business strategies, and stay informed on market trends and banking regulations.
• Deliver excellent client service, advising on treasury management products and financial solutions.

Requirements

• Bachelor’s degree in business, finance, or related field.
• Minimum of 7 years of commercial credit or banking experience; formal credit training is a plus.
• Strong knowledge of credit, intermediary lending, underwriting, non-profit accounting, and tax credits.
• Proven business development and relationship management skills with a track record of achieving growth goals.
• Ability to structure loans, monitor credit performance, and analyze financial data.
• Excellent communication, presentation, and interpersonal skills.
• Strong problem-solving, analytical, and supervisory capabilities.
• Experience working in hybrid or flexible work environments.

Benefits

• Competitive base salary: $150,000–$160,000 annually (actual pay based on experience, skills, and market factors).
• Hybrid work model with flexibility for remote and on-site work.
• Opportunity to work with mission-driven commercial and non-profit clients.
• Professional growth and development within a collaborative banking environment.
• Access to inclusive, diverse workplace initiatives and programs.